Our services

For you, we try to simplify the world of Risk Management into Three Risk Areas. The Three Risk Areas encompass our full range of services as follows:

 

Business Owner’s Risk*

Succession Planning

Succession Planning is what happens next; tomorrow, next week, next year. By planning ahead, we create greater certainty in times of accidents, illnesses, retirement untimely Death or other major life changing occurrences. Read more

Share Purchase / Partnership issues

Buy / Sell Agreements

Funding via specialist Insurance

 

Business Risk*

Key Person Risk

Debt / Loan Protection

Cash Flow Cover (Revenue Protection)

 

Personal / Family Risk*

Life insurance

It should be called “Death Insurance”. It’s all in the language! Its about leaving something for others. It’s about caring. Read more

Trauma

Six degrees of separation doesn’t apply when it comes to traumas. Family, friends, workmates and acquaintances, we all know someone who is a victim of cancer, heart problems or stroke. Read more

Disability Insurance

When you can’t work, you probably can’t earn. When you can’t earn someone is likely to get hungry. Accidents and illnesses do happen! Disability covers can put food on the table and much more. Read more

Income Protection

Medical / Health

Mortgage Repayment

Funeral Cover

Travel Insurance

Travel Insurance provides a range of benefits to ensure that if things do go wrong you are protected – from the simple replacement of lost luggage items to trip cancellation expenses or the potentially huge cost of overseas medical treatment. Read more

KiwiSaver

KiwiSaver is a savings initiative to help set you up for your retirement. Unfortunately most of us will not have enough savings in place for our retirement. Kiwisaver enables you to build up your savings through regular contributions from your wages with employer contributions of 2% assisting you along the way. Read more

ACC Cost Management (CoverPlus Extra)

We can help with ACC insurance cover for self-employed people and non PAYE shareholder employees. This enables you to negotiate your level of lost earnings cover and it doesn’t matter whether the injury is work related! Read more

Lead Adviser Program

The biggest pitfall in managing your personal wealth is not to treat it as a business – one whose job is to grow and maintain your wealth. When you think of it in those terms its not only natural but almost compulsory to hire the best people to assist you. We are those people! Read more

 

Other Services

Where we don’t specialise, we have trusted relationships with external Business Associates for Business and Domestic Fire and General Insurance including:

Click here to see a list of our associates and links to their websites.

 

Language and Jargon Busters

We have created a glossary of terms to help you with the complicated language of the Insurance Profession: Click here for Glossary of Terms